Jewellery, watches and fine art collections are often the most vulnerable of your belongings and their exposure to theft, accidental damage or loss is great. Having peace of mind that your valuables are covered in the event of such a loss is an important consideration.
However, obtaining the right level of cover for your jewellery, watches and fine art can prove difficult as stand-alone policies are rarely available and standard home insurance policies will typically only cover modest values, for example up to £5000, and may only offer low single article limits.
There are a couple of insurance solutions that could work for you which include moving your home and contents insurance onto a specialist high-net-worth home insurance policy or to take out specific jewellery, watch and art insurance policy. It's best that you speak to an expert at A&T who can help you create a solution that gives you the back-up plan you need at a competitive price, meaning you can select the items you want to be covered with a variety of settlement options should the worst happen.
Our team have experience dealing with clients who have insured vast jewellery collections including diamonds and precious gems including single items of jewellery valued at more than £1 million so understand the exact requirements when it comes to making sure you are properly covered both in the UK and abroad.
You can be assured that your precious items will be covered for theft, accidental loss or damage whether it happens at home or outside of the home.
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