Farming insurance is one of our specialist sectors thanks to our dedicated agriculture insurance team based in the heart of the West Country. As an independent insurance broker, we are not tied to a single insurer meaning our search for the right farming insurance solution is not restricted.
If you are looking for tractor insurance or agricultural vehicle insurance, our personal insurance experts will guide you through the process to tailor cover to your exact requirements. We are a Chartered Insurance Broker and work with some of the UK's leading insurers providing agriculture insurance and whilst we provide a personalised service, we have a national size to provide us with quality cover and competitive premiums. Most importantly, we work with reliable insurers who will provide an excellent service in the event of a claim. Whilst our advisers have extensive experience in arranging agriculture and farming machinery insurance, our claims team will be with you every step of the way to help reach a resolution for you in a timely manner.
Why Is Agriculture Important Today?
Civilisation started with agriculture, and although humanity has evolved significantly since then, agriculture remains essential, providing employment opportunities for rural people on a large scale across the globe. Agriculture is important not only for the supply of food but also for the provision of raw materials for other industries, including textiles, sugar, jute, vegetable oil and tobacco. Those working in the agricultural and farming industry face risks that no other industry will ever come across. Because your industry is like no other, it requires tailored insurance solutions.
Key Cover Components For Your Farming Insurance:
- Employers’ liability – injury to employees
- Public liability – injury to the public or damage to their property
- Product liability – injury to the public caused by products provided
- Business interruption – loss of income following an insured incident
- Business contents, including fixtures and fittings
- Buildings cover
- Plant & Machinery cover
We Also Recommend The Following For Your Agriculture Insurance:
- Excess of Liability cover
- Stock including deterioration to refrigerated stock
- Business Travel Insurance
- Loss Recovery
- Legal expenses insurance – including advice helpline
- Cover for work away from your premises
- Directors’ and officers’ liability
- Professional Indemnity
- Rebuild Cost Assessment
- Cyber liability
How Else Can We Help?
One of the most common causes of claims in the agricultural and farming industry is due to health and safety and our existing clients have said that this is a challenge to manage and they find it confusing. We are confident that we can provide insurance solutions that will step in should the worst happen, but we want to be able to help prevent or minimise the risk of certain events happening in the first place.
At Alan & Thomas we provide our clients with a free Health & Safety resource which include manuals, documents, policies and even access to experts who can give you specific advice and answers to your questions at no extra cost. Many of our customers have already benefitted from this service and it all comes as part of the package of being an A&T client. Browse our Health & Safety section to access free information and resources that are bespoke for the agricultural and farming industry or speak to us today about our completely free Risk Management service.
In addition, we provide some useful exposure scorecards which only take a few minutes to complete but will highlight the things you are doing well but importantly they can help establish the risks that your business is currently exposed to and what a solution could look like.
Sounds Great, What Do I Need To Do?
Agriculture Insurance Enquiry
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