Professional services provide advice in their individual areas of expertise and whilst you may be an expert, in the increasingly litigious society we live in, there is always a chance that your advice could be challenged and a claim of negligence bought against you. A claim against the work or services you have provided, whether founded or not, will cause disruptive ripples throughout your business. Whether you are a sole trader, freelancer, contractor, limited company or limited liability partnership, if you provide expertise, skills or advice, you should consider professional indemnity insurance.
A&T strive to become a key professional advisor for each and every client and whilst we are confident in the quality of the advice we give, we still have a professional indemnity policy just in case! Our very own experts will work with you to first understand whether your business requires professional indemnity insurance and if so, we will find a range of products to suit your needs. As with your commercial insurance that covers your employers' liability and public liability amongst other things, the level of cover you need depends on the risks your business is exposed to. In some cases, client contracts dictate the minimum level of professional indemnity cover you require, so it's good to identify this as a starting point.
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