Charities & Community Organisation Insurance


A&T has been providing charities and counselling insurance solutions for charity and community organisations since 1975. There are over 166,000 charities in the UK supporting a huge range of causes and undertaking a vast number of different activities so there is certainly not a one-size-fits-all policy when it comes to insurance. The team at A&T take a genuine interest in each charity and community organisation looking for help to arrange public liability or counselling insurance, and by getting to know you and the organisation, a policy of insurance can be tailored to meet your exact requirements.

There are few charities that have the financial strength to pay for any costs or damages that may be made against them in the event of a claim. One way to help ensure that the organisation can continue the good work it does is by taking out a specialist charities insurance policy that provides cover against all of the liabilities and legal requirements you need to address. 

What Types of Charity Insurance is Available?

  • Charity Public Liability Insurance
  • Trustees & Directors Indemnity
  • Property Damage
  • Events
  • Interruption Cover
  • Money
  • Personal Accident Assault
  • Legal Expenses
  • Cyber Liability 
  • Motor Fleet Insurance
  • Group Travel
  • Employers' Liability - it's a legal requirement to have Employers' Liability insurance if someone is working for your charity or organisation, even if they are unpaid!


Some of the organisations A&T currently arrange charities insurance for include:

  • Accommodation & Housing Charities
  • Arts, Culture & Heritage Organisations
  • Christian Organisations
  • Christian Retreat Centres
  • Clubs
  • Community Centres & Associations
  • Education & Training 
  • Environment & Conservation
  • Social Enterprises
  • Social Welfare
  • Village Halls
  • Youth Groups
  • YMCA

Adding value to your organisation

Charities and community organisations help people, and we want to help ensure this good work continues. Whether it is your full-time position in the organisation or if you are one of the many volunteers that help charities and organisations function, it's often difficult to keep up to date with the continuous stream of legislation changes or new regulations. General Data Protection Regulation (GDPR) has probably been mentioned in your organisation, and even some of the largest companies in the country with a Compliance team working through the mountain of information struggled. A&T have resources made available to clients, free of charge so that they can remain compliant and make better use of their time. We want to provide the highest quality cover in our charities insurance policies so you have one less thing to worry about.

In addition, good quality risk management can not only improve health and safety and reduce the likelihood of a claim, but it can also help reduce premiums, whether you are looking for public liability or counselling insurance. If you are a not for profit company, for example, we have an employee safety manual that can be tailored to your needs and we can make it available to you along with various risk assessment checklists, policy templates and training guides.

If you need to make a claim

One of the main benefits of insuring your charity or community organisation through A&T charities insurance is that you will have our in-house claims team to help fight your corner should you ever need to make a claim. Making a claim can be stressful, but we don't see the need for claims to drag on longer than necessary which is why our claims handlers will look to get your claim settled quickly so you can continue focussing on your organisation's primary activities. Learn more about charities insurance with A&T by calling our friendly team on 01202 754900.

Charities & Community Organisations Enquiry

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Contact us

Speak to Carly or one of our experienced advisers who will be able to help arrange a competitive insurance policy for you. 

Carly Bolton
01256 300442