Hospitality & Leisure


Running a business in the hospitality and leisure industry can present many challenges. One area we are sure you wouldn't like a challenge is with your hospitality and leisure insurance. Alan & Thomas work with some of the UK's leading insurers for these industries. We help provide you with protection tailored to the bespoke needs of your business. 

As risk management brokers, our dedicated team of advisers get to know your business from the core. This ensures you are covered for what you need and aren't paying for leisure or hospitality insurance covers that you don't require. 

Some of the covers that are suitable for hospitality and leisure insurance include:

  • Employers Liability Insurance
  • Public and Product Liability (including food poisoning risks)
  • Breakdown or Damage to equipment (including ovens and dishwashers for example)
  • Stock and Contents Insurance
  • Loss of Licence
  • Personal effects of your guests and customers
  • Catering/ bar at events away from your premises
  • Business Interruption - provides your business with cover for lost income. Should the worst happen and you need to stop trading for some time, this will keep you covered until you are back to business as usual. 

Delivering You Greater Value On Your Hospitality And Leisure Insurance

The Hospitality and Leisure industry often sees businesses run with high staff turnovers. Due to this, some of the employment laws need to be carefully navigated. This can be a time-consuming process for businesses. At A&T, we can help provide HR policies and employment law assistance at no extra cost to you.

In addition, health and safety regulations are common talking points in these industries. Many businesses fall foul of them purely because they have not been informed about a change. Our advisers keep their fingers on the pulse of these sectors to offer the most relevant leisure and hospitality insurance policies. As well as this, we reduce the number of challenges and costs often faced by clients by making our risk management service free as part of the package. This makes risk management a core component of the Alan & Thomas offering for clients and is often great to use in our insurance negotiations to help reduce premiums. We will provide up-to-date resources, assessments and we can even provide an e-learning system to help train your employees in areas that you may be seeking to improve (a small charge is payable for the e-learning system to pay for administration and upkeep of the system along with updates to the training courses). 

Reassurance In The Event Of A Claim

When something goes wrong in the hospitality and leisure industry, it can often lead to doors closing and a stop of income. From restaurants insurance to hotel insurance, we aim to find your business the most comprehensive cover. In the event of making a claim, this will assure you have the best chances of success. Our experienced teams know the importance of getting claims dealt with in a fair and swift manner. This is so that business can continue as usual with minimum disruption. Our advisers at Alan & Thomas have seen almost everything when it comes to claims. Due to the excellent relationships, we have built up with insurers, we get nearly 300 claims paid out for clients each month!

Whether you are looking for catering insurance, restaurant insurance, hotel insurance or more, contact us today. Call 01202 754900 or email to get discussing on your cover options for hospitality and leisure insurance.

Hospitality and Leisure Businesses:

In the throws of operating a successful hotel, you will see hundreds, if not thousands of people coming and going each year. All the guests staying at your hotel will expect exemplary service. We operate in a similar way and are also committed to providing our hotel clients with service they would be proud of. The last thing you need is a claim from one of your guests seeking compensation or damage to your hotel preventing you from trading. At Alan & Thomas, we will help recommend the best hotel insurance cover available to you. So, you can keep things running smoothly regardless of a claim.

We understand every hotel is different and therefore each hotel insurance should be tailored to account for these differences. Our expert advisers are always on hand to help review your plan and guide you on competitive alternative solutions. 

Weddings are one of the occasions where a small accident or issue could result in a large loss for your business. Everyone wants their day to run seamlessly, and the majority do, but there’s always the chances of the event not going to plan. There are so many things that wedding, and events venues need to contend with. Hospitality insurance should not be one of them.

We are here to provide you with a quality policy that helps take away some of the stresses involved with running a wedding and events venue. No matter if the venue is a modern property, castle or heritage building, A&T can provide you with a catering insurance solution. This will cover the buildings along with other covers such as stock, equipment breakdown, public liability and loss of licence. 

A&T cover a wide range of restaurant types. When working with food, there is always a risk of an accident happening. It's important to know that you have quality restaurant insurance. There could be exclusions that may not have been highlighted to you in your current restaurant insurance policy. This is where our risk management brokers are here to help. A&T will gladly review your existing cover. We can guide you on alternative solutions that could enhance your cover and reduce premiums. 

Hospitality & Leisure Enquiry

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Contact us

Get in touch with Lianne or another member of our team to find a competitive insurance solution that suits you.

Lianne Hill
01202 754918