Insurance for charity events: A quick guide
Holding a charity event is an integral part of fundraising for an organisation. No matter how careful you are, accidents and other incidents can happen. Insurance for charity events will give you peace of mind that you're protected even in the unforeseeable.
What insurance for charity events do I need?
As a charity who is likely to interact with third parties, Public Liability Insurance is essential. This type of insurance for charity events would protect your organisation in the event that injury or damage is caused to the public or their property. For example, if damage was caused to the village hall where you held your event, the costs of repairing such damage would be paid for by your insurer.
Employers’ Liability Insurance is a legal requirement if your charity has employees or volunteers. As an employer, you have a duty of care to your employees. If in the event an employee fell and was badly injured, they could prosecute your organisation for neglecting to adhere to health and safety legislation. If your charity was found guilty, your insurer would pay for any compensational costs association with the claim.
A lot of time and effort goes into planning a successful event, regardless of size and location. Events Insurance can cover a wide range of different potential issues and is, therefore, an important policy to consider. With this type of insurance for charity events, any cancellations, liabilities and equipment can be covered. For example, if your equipment was lost in transit, you would be reimbursed for your losses.