Agricultural and Farming Insurance

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Those working in the Agricultural and Farming industry face risks that no other industry will ever come across. Because your industry is like no other, it requires tailored insurance solutions. 

Agricultural and Farming insurance is one sector where we specialise. A&T has a dedicated team based in the heart of the West Country who know the industry inside out. As an independent insurance broker, we are not tied to a single insurer which means that our search for the right insurance solution is not restricted. We work with some of the UK's leading insurers providing agriculture and farm insurance and whilst we provide a personalised service, we have a national size to provide us with quality cover and competitive premiums. Most importantly, we want to work with reliable insurers who will provide excellent service in the event of a claim. Whilst our advisers have extensive experience in arranging agriculture and farming cover, our claims team have seen it all and will be with you every step of the way to help reach a resolution for you in a timely manner. 

Key Cover Components for Agricultural and Farming Insurance:

  • Employers’ liability – injury to employees
  • Public liability – injury to the public or damage to their property
  • Product liability – injury to the public caused by products provided
  • Business interruption – loss of income following an insured incident
  • Business contents, including fixtures and fittings
  • Buildings cover
  • Plant & Machinery cover

In most cases, we also recommend the following:

  • Excess of Liability cover
  • Stock including deterioration to refrigerated stock
  • Business Travel Insurance
  • Loss Recovery
  • Legal expenses insurance – including advice helpline
  • Cover for work away from your premises
  • Directors’ and officers’ liability
  • Professional Indemnity
  • Rebuild Cost Assesment
  • Cyber liability

How else can we help?

One of the most common causes of claims in the Agricultural and Farming industry is due to Health & Safety and our existing clients have said that this is a challenge to manage or that it's so confusing that they are not sure where to start! We are confident that we can provide insurance solutions that will step in should the worst happen, but we want to be able to help prevent or minimise the risk of certain events happening in the first place. 

A&T provide our clients with a Health & Safety Manual at no extra cost which many have chosen to adopt as it's a great starting point. Take a look at our Health & Safety page for more information on this manual as well as access to free information and resources that are bespoke for the Agricultural and Farming industry. 

In addition, we provide some useful Exposure Scorecards which only take a few minutes to complete but will highlight the things you are doing well but importantly they can help establish the risks that your business is currently exposed to and what some a solution could look like. 

Agriculture Insurance Enquiry

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Contact Us

If you would like to talk to someone about insurance for your farm of agriculture business, Hazel and the Agriculture Team are here to help.

Hazel Jury
01202 754977

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