Small Business Insurance

Time is precious and in today's fast moving economy finding the time to ensure all aspects of your business is protected can be difficult. At the same time small businesses are becoming exposed to an increasing range of risks that can have a serious impact on their business performance and even their survival.

To illustrate the scale of the issue, of the 4.3 million small businesses in the UK, 56% settled disputes out of court last year.

The increasingly litigious nature of the working environment has led to a real need for SMEs to address their level of financial protection.  As an example, Hiscox's SME Risk Barometer research study found that 70% of UK SMEs believe they could be faced with increased legal claims due to the increase of a 'no-win, no fee' legal culture.

Current trends and issues such as these, mean it has never been as important to ensure all your risks are assessed and adequately covered. Alan & Thomas work with a range of businesses across the UK, including restaurants, hotels and shops, creating tailored cover designed to meet the needs of each business.

We spend time understanding your business in-side out, so you can spend your time focused on your business, giving you the peace of mind that should the worst happen, all your risks and insurance needs are covered and in safe hands.

For specific details about our insurance for small business, please see the Commercial section of our website