Retail Insurance

Alan & Thomas provides a complete range of retail insurance covers for shops of all sizes, from a small corner shop to large multi site retailers. Our expert retail insurance team can arrange a bespoke insurance policy for Book Shops, Charity Shops, Clothes Shops, Cycle Shops, Florists, Gift Shops, Off Licences and Pet Shops.

Benefits of our retail insurance include:

• Bspoke levels of Buildings and Contents cover
• Underwritten by carefully selected panel of the UK's leading insurers
• Dedicated retail insurance specialist to guie you through the process
• Stock in trade including seasonal stock increase
• Business Interruption - covers loss of profits arising from events such as fire
• Public Liability - £2m with the option of £5m
• Employers' Liability - £10m
• Money cover - up to £5,000
• All Risks on specified equipment - cover for specified items for loss or damage away from your business premises
• Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
• Monthly instalments available (subject to status)

Some of the key benefits and features of our Risk Management package include:

• Free access to a range of risk management services from downloads regarding PAT testing requirements through to engagement of a consultant to formulate appropriate health and safety policies
• Peace of mind regarding legislative requirements on your business
• Practical help and ability to book appropriate training courses
• Ability to purchase discounted physical security and other risk management hardware and a whole lot more!

What next?

We understand the requirements of retail trades of all shapes and sizes and would welcome the opportunity to advise you further. For a free no obligation review and quotation for your business insurance needs, please contact us and we will be pleased to assist.