With constant pressure upon the National Health Service we have seen significantly increased interest in the individual and company paid private healthcare market over recent years. Private medical insurance provides the reassurance to many that treatment would be available promptly should they become ill with the added benefits of choice and privacy of an ensuite room in most cases. Many providers also offer support services including GP and health awarness advice lines.  

For employers the operation of a private medical insurance scheme can assist with staff recruitment, retention and absenteeism. According to a recent report of all benefits offered to employees private health cover was seen as the most desirable (source: Chase de Vere 2003). In addition private health cover is a tax-deductible business expense and does not attract NI Contributions for either the employer or employee.  

The private medical insurance market is extremely competitive and product cover varies enormously between providers. As independent brokers we are able to access a wide range of products and can design programmes to fit our clients budget and healthcare requirements. We are also able to review our clients existing health insurance policies or company paid schemes to ensure that they remain appropriate and competitive.

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