The world of business today is a complex one with many pitfalls for the unwary. Senior management and company directors face challenges on a daily basis with their decision making and actions coming under an unprecedented level of scrutiny.

Directors are the mind and will of the Company. They are personally responsible for their own actions with unlimited liability. They can find themselves personally liable to the company, its shareholders, investors, creditors and the general public. In some cases they may even face criminal sanctions as many recent high profile cases have demonstrated.

The best protection for Directors is to insure against their potential liabilities. We have been recommending this cover for many years and see it as an essential part of a comprehensive commercial insurance solution.

Claims Example

An employee was killed by an accident at work. The Health and Safety Executive investigated. The Works Director was alleged to have known about a fault in the machine that caused the accident. The Director was charged with corporate manslaughter. He successfully defended the case and was acquitted. Costs incurred £75,000

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