Holiday Home Insurance

As well as offering cover for holiday or second homes in conjunction with your main U.K residence, Alan and Thomas are also able to offer specific covers for homes and let properties abroad. With our extensive knowledge of the protections required abroad, we offer cover from a select panel of specialist insurers operating broad covers and specific claims service designed to make life easier in the event of an unexpected loss.

You may also be interested in our Travel Insurance.

Cover may include:

• Cover for buildings and contents against a wide range of named perils e.g. fire, theft, lightning, earthquake, flood etc
• Option to cover buildings and contents against all risks
• Wider than standard cover in all areas - for example there is no need to list valuables under €4,000 in value
• Public and employers’ liability cover included
• Garden cover of including trees, shrub and plant)
• Cover for accidental damage to domestic pipes, cables, sewers and drains for which you are responsible
• Emergency travel, should you need to travel abroad to mitigate the outcome of a claim.
• Option to pay policies by Direct Debit for all UK customers (this option only applies to policies issued in £ Sterling)
• A practical approach to security
• No excess payable on fine art or valuables claims
• Premium discounts given if buildings, contents, fine art or valuables sections have recently been valued by an approved valuer
• Ability to insure additional overseas homes with us saving administration time and costs
• All communications, including the policy wordings, are written in plain English with no jargon to ensure you know exactly what is covered

What next?

For an informal discussion and a free quotation, please call Matt Warner on 01202 754915 or Gareth Cowell on 01202 754904.