Hairdresser & Beauty Salon Insurance

Here at Alan & Thomas Insurance, we have developed a bespoke insurance package to meet the diverse needs of modern hairdressing, beauty and nail salons. Rather than opting for a one-size-suits-all retail insurance policy, it is advisable to seek guidance when arranging your insurance so that all eventualities are covered for including hairdressing and beauty treatment liability. 

Our team of experienced retail insurance advisers combine expert industry knowledge with the very highest levels of customer service which means you can trust us to provide you with the right insurance cover for your business at competitive prices.

Benefits of our Hairdresser and Beauty Salon Insurance include:

• Bespoke levels of buildings and contents cover
• Underwritten by carefully selected panel of the UK's leading insurers
• Dedicated retail insurance specialist to guide you through the process
• Stock in Trade including seasonal stock increase 
• Business Interruption - Covers loss of profits from your business arising from events such as fire
• Public Liability - £2m with the option of £5m
• Employers' Liability - £10m included as standard
• Money cover - up to £5,000
• All Risks on specified equipment - cover for specified items for loss or damage away from your business premises
• Legal Expenses - Covers solicitors' fees and expenses, the cost of barristers and witnesses, court costs and opponents' costs if awarded against you
• Payment of premium by monthly instalment available (subject to status)

Some of the key benefits and features of our Risk Management package include:

• Free access to a range of risk management services from downloads regarding PAT testing requirements through to engagement of a consultant to formulate appropriate health and safety policies
• Peace of mind regarding legislative requirements on your business
• Practical help and ability to book appropriate training courses
• Ability to purchase discounted physical security and other risk management hardware and a whole lot more!

What next?

We understand the insurance requirements of hairdressers and beauty salons and would welcome the opportunity to advise you further. For a free no obligation review and quotation for your business insurance needs, please contact us and we will be pleased to assist.