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Florist Insurance

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Florist Insurance

Here at Alan & Thomas Insurance, we have developed a bespoke insurance package for florists and flower shops. We realise that a one-size-fits-all retail insurance policy simply may not give you the right cover you need when running a floristry business. Your stock must be fresh at all times and will be expensive to replace if damaged, as well as disruptive to your business. We can tailor our insurance policy to include cover for stock and goods in transit so should disaster happen, you'll be covered. 

Our team of experienced retail insurance advisers combine expert industry knowledge with the very highest levels of customer service which means you can trust us to provide you with the right insurance cover for your business at competitive prices.

Florist Insurance

Benefits of our insurance for florists include:

  • Bespoke levels of buildings and contents cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated retail insurance specialist to guide you through the process
  • Stock in Trade including seasonal stock increase 
  • Business Interruption - Covers loss of profits from your business arising from events such as fire
  • Public Liability - £2m with the option of £5m
  • Employers' Liability - £10m included as standard
  • Money cover - up to £5,000
  • All Risks on specified equipment - cover for specified items for loss or damage away from your business premises
  • Legal Expenses - Covers solicitors' fees and expenses, the cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)

Some of the key benefits and features of our Risk Management package include:

  • Free access to a range of risk management services from downloadable guidance notes through to engagement of a consultant to formulate appropriate health and safety policies
  • Peace of mind regarding legislative requirements for your business

What next?

We understand the insurance requirements of florists and would welcome the opportunity to advise you further. For a free no obligation review and quotation for your business insurance needs, please contact us and we will be pleased to assist.

Similar insurance cover:

CLOTHES SHOP INSURANCE
CYCLE SHOPS INSURANCE
GIFT SHOPS INSURANCE
OFF LICENCE INSURANCE
PET SHOP INSURANCE
BOOK SHOP INSURANCE